All Programs

The federal HEAR program is active in New York through EmPower+. Income-qualified households can get up to $14,000 for heat pumps and appliances.

What's still active for NY homeowners in 2026 (HEAR via EmPower+), what's ended (§25D and §25C, both expired Dec 31, 2025), and what's still uncertain (HOMES status).

NYSERDA's Appliance Upgrade Program covers heat pump clothes dryers (up to $840) plus accompanying electrical upgrades (panel up to $4,000) for income-eligible NY households.

NYSERDA's Comfort Home pays $2,500 or $3,000 for insulation and air sealing packages. No income limit. Windows add-on available for $2,000 more.

An income-qualified track within NYSERDA's Drive Clean EV rebate framework. Standalone program documentation is pending verification. See Drive Clean Rebate for the active universal version.

NYSERDA's Drive Clean Rebate pays up to $2,000 at the dealer when you buy or lease an eligible new electric vehicle in New York. Not income-limited. Tiered by EV range.

EmPower+ provides free or low-cost energy upgrades for income-qualified NY households. It also delivers the federal HEAR rebates (up to $14,000) in New York.

GJGNY is the NY state law that funds NYSERDA's free home energy audits and the financing that pairs with them. Available to all 1-4 family homeowners with no income test for the basic assessment.

NY Green Bank is NYSERDA's wholesale clean-energy lender. It finances developers, multifamily owners, and other lenders — not individual homeowners directly. Homeowner loans run through NYSERDA Residential Financing.

New York's 50% Alternative Fuels and EV Recharging Property Credit is business-only — homeowners do NOT qualify. Capped at $5,000. Form IT-637. Sunsets after the 2025 tax year.

New York's Geothermal Energy System Credit pays 25% of qualified geothermal install costs against state income tax. Cap is $10,000 for systems placed in service on or after July 1, 2025. Form IT-267.

New York's Solar Energy System Equipment Credit pays 25% of solar install costs against state income tax, capped at $5,000. Stacks with NY-Sun. Claimed on Form IT-255.

NY-Sun is New York's main upfront solar incentive. Rebate amounts vary by utility territory. The state 25% solar tax credit (up to $5,000) stacks on top.

NY-Sun community solar lets renters and homeowners without suitable roofs subscribe to a local solar array and get bill credits each month. Six investor-owned utility territories supported.

NYS Clean Heat pays up to $35,000 for geothermal and $10,000 for air-source heat pumps in Con Edison territory. Rebate amounts vary by utility. Contractor must be certified.

NYSERDA's residential loan family — On-Bill Recovery, Smart Energy Loan, and Companion Loan — covers $1,500 to $25,000+ for heat pumps, solar, and insulation. Loans pair with NYSERDA rebates.

Statewide Solar for All delivers community-solar bill credits automatically to NY households enrolled in Energy Affordability Programs. No enrollment cost. Launched December 1, 2025. Funded by a $249.8M EPA grant.

Central Hudson pays $18,000 for ground-source heat pump retrofits, $8,000 for air-source with oil tank removal, and $1,250 for heat pump water heaters in the Hudson Valley.

Con Edison offers up to $35,000 for geothermal, $10,000 for air-source heat pumps, $4,000 for weatherization, and $85 for smart thermostats in NYC and Westchester.

NYSEG residential rebates via NYS Clean Heat: up to $10,000 air-source heat pump, $18,000 ground-source, $1,250 heat pump water heater. $70 + $20 Smart Savings Rewards thermostat.

National Grid serves upstate NY electric and NYC/LI gas. Heat pump and weatherization rebates run through NYS Clean Heat. Use the cleanheat.ny.gov rebate finder for address-specific amounts.

Orange & Rockland (a Con Edison subsidiary) serves Rockland, Orange, and Sullivan counties. Smart Savers thermostat $85. Heat pump rebates via NYS Clean Heat. Electric Advantage offers no-cost upgrades to qualifying gas-customer households.

PSEG Long Island offers up to $1,200 for heat pump water heaters and $100-$130 for smart thermostats on Long Island. Free home energy assessments available.

RG&E residential rebates via NYS Clean Heat: up to $10,000 air-source heat pump, $18,000 ground-source, $1,250 heat pump water heater. Smart Savings Rewards thermostat $70 + $20.

NY Climate Smart Communities is a state framework run by DEC since 2009 that certifies municipalities at Bronze, Silver, or Gold for climate action. Homeowners benefit indirectly when their town signs on.

NYC Accelerator is the city's free advisory program for energy retrofits. It brokers rebates, financing, and contractors. Two tracks: small buildings (1-9 units) and large buildings. Run by NYC Mayor's Office of Climate & Environmental Justice.

Local Law 97 caps carbon emissions for NYC buildings over 25,000 sq ft. Most 1-3 family homeowners are exempt. Co-op and condo owners in larger buildings may be affected. Penalties: $268 per metric ton over the limit.

NYC PACE financing is long-term clean-energy debt secured by a property tax assessment. Available for commercial and large multifamily in NYC. Not available for 1-4 family residential in NY State. Homeowner readers should use NYSERDA Residential Financing instead.

Solarize is a community-organized, time-limited group purchase model for rooftop solar (and increasingly heat pumps). Vetted vendor, fixed pricing, typically 10-20% below market. Run by municipalities, regional nonprofits, and Clean Energy Hubs across NY.

The federal §25D solar credit and §25C efficiency credit both ended December 31, 2025. No new 2026 installations qualify. NY state programs remain active.